{"id":5679,"date":"2025-02-02T09:30:47","date_gmt":"2025-02-02T08:30:47","guid":{"rendered":"https:\/\/www.firmaren.sk\/clanky\/?p=5679"},"modified":"2025-02-03T16:04:48","modified_gmt":"2025-02-03T15:04:48","slug":"vypis-zo-zivnostenskeho-registra-pre-bankovy-ucet","status":"publish","type":"post","link":"https:\/\/www.firmaren.sk\/clanky\/vypis-zo-zivnostenskeho-registra-pre-bankovy-ucet\/","title":{"rendered":"V\u00fdpis zo \u017eivnostensk\u00e9ho registra pre bankov\u00fd \u00fa\u010det"},"content":{"rendered":"\n

\u010co je v\u00fdpis zo \u017eivnostensk\u00e9ho registra<\/h2>\n\n\n\n

Preukaz podnikate\u013ea<\/strong> – V\u00fdpisom zo \u017eivnostensk\u00e9ho registra<\/a> sa \u017eivnostn\u00edk preukazuje ako podnikate\u013e. Pri obchodn\u00fdch spolo\u010dnostiach, ktor\u00fdmi s\u00fa napr\u00edklad esero\u010dky, t\u00fato \u00falohu pln\u00ed v\u00fdpis z obchodn\u00e9ho registra<\/a>. <\/p>\n\n\n\n

Zalo\u017eenie \u017eivnosti<\/a> \u00farad potvrdzuje Osved\u010den\u00edm o \u017eivnostenskom podnikan\u00ed (b\u00fdval\u00fd \u017divnostensk\u00fd list). Pri ka\u017edom roz\u0161\u00edren\u00ed predmetu podnikania<\/a> sa vyd\u00e1vaj\u00fa \u010fal\u0161ie a \u010fal\u0161ie osved\u010denia. A z\u00fa\u017eenie \u017eivnosti<\/a> sa rob\u00ed \u00faradn\u00fdm z\u00e1znamom.<\/p>\n\n\n\n

Aby \u017eivnostn\u00edk so sebou nemusel nosi\u0165 a predklada\u0165 kopu papierov<\/strong>, m\u00f4\u017ee sa ako podnikate\u013e preukazova\u0165 iba V\u00fdpisom zo \u017eivnostensk\u00e9ho registra<\/a>. V \u0148om s\u00fa zapracovan\u00e9 v\u0161etky zmeny v jeho \u017eivnosti a zobrazuje u\u017e iba platn\u00e9 predmety podnikania<\/strong>.<\/p>\n\n\n\n

Dva druhy \u017eivnostensk\u00fdch v\u00fdpisov<\/h2>\n\n\n\n

\u017divnostn\u00edk m\u00f4\u017ee z\u00edska\u0165 verejn\u00fd alebo neverejn\u00fd v\u00fdpis zo \u017eivnostensk\u00e9ho registra<\/a>.<\/p>\n\n\n\n

Verejn\u00fd v\u00fdpis<\/strong> je takmer toto\u017en\u00fd s t\u00fdm, \u010do sa zobrazuje na str\u00e1nke \u017divnostensk\u00e9ho registra SR<\/a>. Je bez osobn\u00fdch identifika\u010dn\u00fdch \u00fadajov podnikate\u013ea, a preto je pr\u00edstupn\u00fd \u0161irokej verejnosti. <\/p>\n\n\n\n

Naopak, neverejn\u00fd v\u00fdpis<\/strong> so \u017eivnostensk\u00e9ho registra obsahuje aj rodn\u00e9 \u010d\u00edslo a d\u00e1tum narodenia podnikate\u013ea, \u010do s\u00fa chr\u00e1nen\u00e9 osobn\u00e9 \u00fadaje. Pr\u00e1ve tento typ v\u00fdpisov niektor\u00e9 in\u0161tit\u00facie (napr\u00edklad banky) od podnikate\u013eov vy\u017eaduj\u00fa.<\/strong><\/p>\n\n\n\n

Ako z\u00edska\u0165 v\u00fdpis<\/h2>\n\n\n\n

V\u00fdpis sa d\u00e1 vy\u017eiada\u0165 v elektronickej alebo v listinnej podobe.<\/p>\n\n\n\n

Elektronick\u00fd v\u00fdpis<\/strong> <\/p>\n\n\n\n

\u017divnostn\u00edk s elektronick\u00fdm ob\u010dianskym preukazom (eID) a aktivovanou \u0161t\u00e1tnou elektronickou schr\u00e1nkou si m\u00f4\u017ee cez slovensko.sk<\/a> vy\u017eiada\u0165 elektronick\u00fd v\u00fdpis zo \u017eivnostensk\u00e9ho registra<\/strong>. \u00darad mu ho za\u0161le do e-schr\u00e1nky ako s\u00fabor. Lehota je 30 dn\u00ed, ale v\u00e4\u010d\u0161inou to stihn\u00fa aj do t\u00fd\u017ed\u0148a. <\/p>\n\n\n\n

Podmienkou na z\u00edskanie elektronickej verzie v\u00fdpisu touto cestou, je aktivovan\u00e1 elektronick\u00e1 schr\u00e1nka<\/a>. Bez nej pr\u00edde podnikate\u013eovi iba jeho papierov\u00e1 verzia (konverzia) po\u0161tou.<\/p>\n\n\n\n

TIP 1:<\/strong> Zjednodu\u0161te si \u017eivot a po\u017eiadajte o v\u00fdpis cez Firm\u00e1re\u0148<\/a>. Aj bez eID v\u00e1m e-mailom pr\u00edde presne to, \u010do potrebujete. <\/em><\/p><\/blockquote>\n\n\n\n

Chcem elektronick\u00fd v\u00fdpis<\/a><\/span><\/p>\n\n\n\n

V\u00fdpis v papierovej podobe<\/strong> <\/p>\n\n\n\n

Listinn\u00fd v\u00fdpis sa d\u00e1 z\u00edska\u0165 iba na tom \u017eivnostenskom registri, ktor\u00fd je pr\u00edslu\u0161n\u00fd pod\u013ea trval\u00e9ho bydliska<\/strong> podnikate\u013ea<\/strong>. Po\u0161ta v\u00fdpisy pre \u017eivnostn\u00edkov nevyd\u00e1va.<\/p>\n\n\n\n

TIP 2<\/strong>: Aj pri papierovom v\u00fdpise si dok\u00e1\u017eete zjednodu\u0161i\u0165 pr\u00e1cu. Po\u017eiadate o\u0148 cez <\/em>Firm\u00e1re\u0148<\/em><\/a> a pr\u00edde v\u00e1m po\u0161tou tam, kde si to \u017eel\u00e1te.<\/em><\/p><\/blockquote>\n\n\n\n

Ko\u013eko stoj\u00ed \u017eivnostensk\u00fd v\u00fdpis<\/h2>\n\n\n\n

Elektronick\u00fd v\u00fdpis zo \u017eivnostensk\u00e9ho registra, vy\u017eiadan\u00fd cez slovensko.sk s potrebou eID a akt\u00edvnou e-schr\u00e1nkou, je bezplatn\u00fd<\/strong>. Papierov\u00fd v\u00fdpis, vy\u017eiadan\u00fd osobne na \u017eivnostenskom \u00farade, stoj\u00ed 5 eur<\/strong> (kolok).<\/p>\n\n\n\n

Vo Firm\u00e1rni je cena za elektronick\u00fd ako aj za listinn\u00fd v\u00fdpis rovnak\u00e1<\/strong> (9,90 eur, vr\u00e1tane novej DPH ) a zah\u0155\u0148a aj po\u0161tovn\u00e9.<\/p>\n\n\n\n

Z\u00edska\u0165 v\u00fdpis z registra<\/a><\/span><\/p>\n\n\n\n

Kto vy\u017eaduje v\u00fdpis<\/h2>\n\n\n\n

Po novom by u\u017e \u0161t\u00e1tne \u00farady od podnikate\u013eov v\u00fdpisy z registrov \u017eiada\u0165 nemali<\/strong>. V\u0161etky \u00fadaje toti\u017e spravuje \u0161t\u00e1t a jednotliv\u00e9 org\u00e1ny k nim maj\u00fa pr\u00edstup online.<\/p>\n\n\n\n

Inak je to v r\u00e1mci s\u00fakromn\u00e9ho sektora. Predlo\u017eenie v\u00fdpisu zo \u017eivnostensk\u00e9ho registra od podnikate\u013eov be\u017ene \u017eiadaj\u00fa napr\u00edklad obchodn\u00ed partneri a v s\u00favislosti s novou da\u0148ou u\u017e aj banky<\/strong>.<\/p>\n\n\n\n

Nov\u00e1 transak\u010dn\u00e1 da\u0148<\/h2>\n\n\n\n

Konsolida\u010dn\u00fd bal\u00ed\u010dek od 1. janu\u00e1ra 2025 priniesol aj nov\u00fa, tzv. transak\u010dn\u00fa da\u0148<\/a>. \u010co presne t\u00e1to da\u0148 znamen\u00e1 pre \u017eivnostn\u00edka sa do\u010d\u00edtate v na\u0161om \u010fal\u0161om \u010dl\u00e1nku. <\/p>\n\n\n\n

Hoci t\u00e1to novinka plat\u00ed u\u017e od za\u010diatku roka, vybera\u0165 sa za\u010dne a\u017e od 1. apr\u00edla 2025<\/strong>. Dovtedy maj\u00fa \u017eivnostn\u00edci \u010das na otvorenie podnikate\u013esk\u00e9ho \u00fa\u010dtu<\/a>.<\/p>\n\n\n\n

Otvorte si podnikate\u013esk\u00fd \u00fa\u010det <\/h2>\n\n\n\n

Na to, aby \u0161t\u00e1t mohol nov\u00fa da\u0148 vybera\u0165 jednoduch\u0161ie, zaviedol pre \u017eivnostn\u00edkov a SZ\u010cO s\u00fa\u010dasne aj „povinnos\u0165“<\/strong> otvori\u0165 si osobitn\u00fd podnikate\u013esk\u00fd (tzv. transak\u010dn\u00fd) \u00fa\u010det v banke<\/a>. <\/p>\n\n\n\n

V praxi to znamen\u00e1, \u017ee \u017eivnostn\u00edci bud\u00fa ma\u0165 v banke popri osobnom \u00fa\u010dte aj podnikate\u013esk\u00fd \u00fa\u010det<\/strong>.<\/p>\n\n\n\n

\u010co ak si \u017eivnostn\u00edk podnikate\u013esk\u00fd \u00fa\u010det neotvor\u00ed? <\/strong>V takom pr\u00edpade mu pribudne riadny kopec administrat\u00edvy: Namiesto banky bude musie\u0165 s\u00e1m da\u0148 z ka\u017edej jednej transakcie vypo\u010d\u00edta\u0165, vyk\u00e1za\u0165 da\u0148ov\u00e9mu \u00faradu a, samozrejme, aj zaplati\u0165. Ak to neurob\u00ed, m\u00e1 probl\u00e9m: nepriznal a nezaplatil \u0161t\u00e1tu dane so v\u0161etk\u00fdmi pr\u00e1vnymi d\u00f4sledkami s t\u00fdm spojen\u00fdmi.<\/p>\n\n\n\n

Ak podnikate\u013e disponuje transak\u010dn\u00fdm \u00fa\u010dtom, v\u0161etko za neho urob\u00ed banka a dane mu pri ka\u017edej transakcii nie len strhne, ale rovno aj odvedie \u0161t\u00e1tu. <\/p>\n\n\n\n

A \u010do by ste povedali na to, \u017ee v\u00e1m banka e\u0161te aj vr\u00e1ti u\u017e zaplaten\u00fa da\u0148? <\/strong>\u010c\u00edtajte \u010falej.
<\/p>\n\n\n\n

Banky po\u017eaduj\u00fa v\u00fdpis<\/h2>\n\n\n\n

Ako sme u\u017e spom\u00ednali, na otvorenie podnikate\u013esk\u00e9ho \u00fa\u010dtu pre \u017eivnostn\u00edka banky zvy\u010dajne vy\u017eaduj\u00fa v\u00fdpis zo \u017eivnostensk\u00e9ho registra<\/a>.<\/p>\n\n\n\n

V\u00fdpis by pritom mal obsahova\u0165 aj rodn\u00e9 \u010d\u00edslo podnikate\u013ea, aby bol presne identifikovate\u013en\u00fd – tzv. neverejn\u00fd v\u00fdpis zo \u017eivnostensk\u00e9ho registra<\/strong>.<\/p>\n\n\n\n

Dobr\u00e1 spr\u00e1va je, \u017ee niektor\u00e9 banky<\/a> akceptuj\u00fa aj elektronick\u00fd v\u00fdpis zo \u017eivnostensk\u00e9ho registra a \u00fa\u010det umo\u017e\u0148uj\u00fa otvori\u0165 aj online, bez n\u00e1v\u0161tevy pobo\u010dky.<\/p>\n\n\n\n

Potrebujem v\u00fdpis zo \u017dRSR<\/a><\/span><\/p>\n\n\n\n

Ako si vybra\u0165 bankov\u00fd \u00fa\u010det<\/h2>\n\n\n\n

V obdob\u00ed do konca marca tohto roku<\/strong> by si mali podnikatelia, ktor\u00ed podnikaj\u00fa ako samostatne z\u00e1robkovo \u010dinn\u00e9 osoby (vr\u00e1tane \u017eivnostn\u00edkov), vybra\u0165 ten najvhodnej\u0161\u00ed a ide\u00e1lne aj bezplatn\u00fd bankov\u00fd \u00fa\u010det<\/a>. <\/p>\n\n\n\n

Zadarmo<\/strong>. Cena za bankov\u00fd \u00fa\u010det by mala zauj\u00edma\u0165 ka\u017ed\u00e9ho podnikate\u013ea. Viacer\u00e9 banky aktu\u00e1lne pon\u00fakaj\u00fa vedenie \u00fa\u010dtu bez poplatku<\/a>. V\u00fdhodnos\u0165 \u00fa\u010dtu v\u0161ak nespo\u010d\u00edva iba v jeho cene.<\/p>\n\n\n\n

Benefity<\/strong>. Dobr\u00fd podnikate\u013esk\u00fd \u00fa\u010det by mal poskytova\u0165 maximum toho, \u010do \u017eivnostn\u00edkovi pom\u00f4\u017ee pri podnikan\u00ed. Napr\u00edklad internet banking funguj\u00faci bez kompromisov.<\/p>\n\n\n\n

Extra ponuky<\/strong>. Ke\u010f sa banky bij\u00fa o klientov, vyhr\u00e1va klient. P\u00fdta\u0165 by sme sa mali aj na ponuky navy\u0161e. Napr\u00edklad Tatra banka<\/a> \u017eivnostn\u00edkom vr\u00e1ti transak\u010dn\u00fa da\u0148 zaplaten\u00fa \u0161t\u00e1tu.<\/p>\n\n\n\n

TIP 3:<\/strong> Ke\u010f si u\u017e m\u00e1te otv\u00e1ra\u0165 \u010fal\u0161\u00ed \u00fa\u010det v banke, sledujte aktu\u00e1lne akcie<\/a> b\u00e1nk aby ste z\u00edskali \u010do najviac. <\/em> <\/em><\/strong><\/p><\/blockquote>\n\n\n\n

V\u00fd\u0161ka transak\u010dnej dane<\/h2>\n\n\n\n

Nov\u00e1 transak\u010dn\u00e1 da\u0148 sa vz\u0165ahuje aj na \u017eivnostn\u00edkov a znamen\u00e1 toto:<\/p>\n\n\n\n

  1. Z ka\u017edej platby, ktor\u00fa \u017eivnostn\u00edk plat\u00ed in\u00e9mu subjektu cez \u00fa\u010det mu banka pre \u0161t\u00e1t strhne 0,4 %<\/strong> z prev\u00e1dzanej sumy, maxim\u00e1lne 40 eur.
    <\/li>
  2. Z ka\u017ed\u00e9ho v\u00fdberu z bankomatu zaplat\u00edme \u0161t\u00e1tu 0,8 %<\/strong> z vybratej sumy, pri\u010dom tu limit neexistuje.
    <\/li>
  3. Z ka\u017edej platobnej karty, ktor\u00fa vlastn\u00edme to bud\u00fa 2 eur\u00e1 ro\u010dne<\/strong>. Samotn\u00e9 platenie kartou nie je zda\u0148ovan\u00e9.<\/li><\/ol>\n\n\n\n

    <\/p>\n\n\n\n

    Dobr\u00e9 spr\u00e1vy pre \u017eivnostn\u00edkov<\/h2>\n\n\n\n

    \u017divnostn\u00edci sa transak\u010dnej dane za v\u00fdbery z bankomatov ob\u00e1va\u0165 nemusia. Pripravili sme pre \u010dl\u00e1nok, v ktorom sa o tom dozviete viac.<\/p>\n\n\n\n

    Ako z\u00edska\u0165 v\u00fdpis<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

    \u010co je v\u00fdpis zo \u017eivnostensk\u00e9ho registra Preukaz podnikate\u013ea – V\u00fdpisom zo \u017eivnostensk\u00e9ho registra sa \u017eivnostn\u00edk preukazuje ako podnikate\u013e. Pri obchodn\u00fdch spolo\u010dnostiach, ktor\u00fdmi s\u00fa napr\u00edklad esero\u010dky, t\u00fato \u00falohu pln\u00ed v\u00fdpis z obchodn\u00e9ho registra. Zalo\u017eenie \u017eivnosti \u00farad potvrdzuje Osved\u010den\u00edm o \u017eivnostenskom podnikan\u00ed (b\u00fdval\u00fd \u017divnostensk\u00fd list). Pri ka\u017edom roz\u0161\u00edren\u00ed predmetu podnikania sa vyd\u00e1vaj\u00fa \u010fal\u0161ie a \u010fal\u0161ie osved\u010denia. A … Continued<\/a><\/p>\n","protected":false},"author":1,"featured_media":5778,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1,7],"tags":[],"class_list":["post-5679","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","category-zivnosti"],"acf":[],"yoast_head":"\nV\u00fdpis zo \u017eivnostensk\u00e9ho registra pre bankov\u00fd \u00fa\u010det - Firm\u00e1re\u0148.sk<\/title>\n<meta name=\"description\" content=\"\u017divnostn\u00edci po novom potrebuj\u00fa aj podnikate\u013esk\u00fd \u00fa\u010det. Banky na jeho otvorenie vy\u017eaduj\u00fa aj v\u00fdpis zo \u017eivnostensk\u00e9ho registra. 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